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Public & Products Liability (including Professional Indemnity) Insurance
Who is insured under this policy?

Australian Athletics Federation Limited(i.e. Athletics Australia, Australian Ultra Runners Association, Australian Federation of Race Walking Clubs, Australian Masters Athletics Inc, Australian Mountain Runners Association and Australia Athletics Confederation), Running Australia and all affiliated bodies including all members, coaches, voluntary workers, officials, approved event managers and race directors, State and Territory Associations and clubs.

Who is the insurer?

Australis Group Underwriting underwritten by QBE Insurance (Australia) Limited

What is the period of Insurance?

From: 4.00pm 1st April 2007 to: 4.00pm 1st April 2008
Both Local Standard Time at the Insured's head office

What is the scope of cover?

This policy provides protection for members that are held liable for a negligent act that results in property damage or bodily injury anywhere in the world excluding USA & Canada.

What are the insured activities?

Administration, promotion, organisation and participation in athletics activities including sanctioned training sessions and training camps, coaching, the rendering of first aid, provision of food and drink, publication of newsletters, sale of merchandise, property owners or property occupiers liability, social activities including awards presentations, fundraising, BBQs and other social gatherings.

Please note that some fundraising and extreme training techniques may not be covered by the definition of "Activities Covered" in this policy e.g. bungee jumping, car rallies, bull riding rodeos etc. Please contact Willis on
1300 WILLIS (i.e 1300 945 547) if you are unsure as to whether you require insurance cover for any other activities.

Where are you covered?

Anywhere in the world, except the United States of America and Canada.

What are the limits of liability?

Public Liability
$20,000,000 in respect of any one occurrence arising out of the one event during the period of insurance.

Products Liability
$20,000,000 in respect of any one occurrence during the period of insurance.

Property in Physical or Legal Control of Insured
$100,000 in respect of any one occurrence during the period of insurance.

What is the policy excess?

$1,000 each and every occurrence.

Note: The payment of the $1,000 excess is the responsibility of the defending party and will not be paid by Athletics Australia or its affiliated State Association unless otherwise agreed.

What is excluded?

The following exclusions may affect you;
  • Libel & Slander
  • Contractual Liability
  • Tobacco - Personal injury arising directly or indirectly out of or due to the inhalation or ingestion of, or exposure to a) tobacco or tobacco smoke b) any ingredient or additive present in articles, items or goods which contain or include tobacco
  • Asbestos
  • Assault & Battery
  • Any act(s) of terrorism
  • Information technology hazards, computer data, program and storage
  • Fines & Penalties or liquated damages
  • Punitive damages, exemplary damages, aggravated damages and any additional damages resulting from the multiplication of compensatory damages


Please refer to the policy document for details of policy conditions and exclusions.

How to make a claim?