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Loss of Income
What is covered under this section?

This benefit provides cover for insured persons who are disabled from an injury relating to events covered and are unable to work.

What are the benefits payable?

80% of your net weekly income up to a maximum of $600 per week, whichever is the lesser. The benefit period is 52 weeks from the date of injury.

What is the policy excess?

The first 7 days income from the date of injury is excluded.

What are the age limitations?

3 - 80 years of age (85 years for voluntary workers)

What is excluded?

The policy will not respond to any claim under this section of the policy if the claim arises directly or indirectly out of any of the following;
  • Any injury, medical condition, or weakness known to the insured person or which would have been known to a reasonable person in the circumstances to have existed prior to the commencement of this policy
  • Illness
  • Any condition that is caused by repetitive movements or actions of your sport
The insurer will not pay weekly benefits;
  • For junior persons
  • While you or the insured person are awaiting surgery unless agreed in writing by the insurer
  • If you or the insured person commence any new occupation while receiving weekly benefits
  • If you or the insured person recommence participation in any sport
  • For more than one injury at any one time

Please refer to the policy document & product disclosure statement for details of policy conditions and exclusions.