Related Solutions

The CAR-PAC® and TRUCK-PAC programs are designed exclusively for auto, truck, RV and equipment dealers. The programs provide Property and Casualty coverages normally needed by the typical dealer. The programs can be customized to include comprehensive and specialty coverages in one package, including Dealer E&O.

For detailed information, please visit www.car-pacinsurance.com and www.truck-pac.com. Below is a brief summary of these programs.

  • Minimum account premium is $25,000
  • Underwritten by an A (Excellent) XV u rated insurance company
  • Available in all states except CT, MA and the 5 boroughs of NYC

Coverages Offered

  • Garage Liability
  • Garage Keepers Insurance
  • Commercial General Liability
  • Products Liability - Broad Form
  • Fire Legal Liability
  • Personal Injury Liability
  • Blanket Contractual Liability
  • Dealers Open Lot Coverage
  • Buildings
  • Business Income
  • Business Personal Property
  • Premises Burglary
  • Employee Tools
  • Accounts Receivable
  • Employee Dishonesty
  • Crime
  • Plate Glass and Neon Signs
  • Customer Rental
  • Lessor's Liability
  • Contingent Liability
  • Identity Theft
  • False Pretense (Trick and Device)
  • Truth in Lending and Leasing Errors & Omissions
  • Federal Odometer Statute Errors & Omissions
  • Title Errors & Omissions
  • Lemon Law or Consumer Complaint Legal Defense
  • Insurance Agent Errors & Omissions
  • Fellow Employee
  • Employment Practices Liability
  • Employee Benefit Programs Liability
  • Umbrella Liability

Non-Eligible Businesses

  • Used car dealers are not eligible for this program unless this business activity is part of a new auto dealership.
  • Motorcycle and ATV (All Terrain Vehicle) dealers are not eligible for this program.
  • The program does not provide Workers' Compensation insurance.

For quick online access to CAR-PAC or TRUCK-PAC, use QuickSubmit.

Willis In History

Did you know Willis was the insurance broker for the Lunar Roving Vehicle, affectionately known as the "Moon Buggy"?