Willis

The dealership industry is changing at a fast and furious pace; you need an insurance program that can be responsive to your dealer’s changing needs. CAR-PAC^® has been the leader in providing insurance solutions to the auto industry for over two decades. No two vehicle dealers are exactly alike, whether they are a Franchised Auto, Truck, RV or Equipment dealer they have unique needs. In today’s dealer environment you need the EXPERTISE and FLEXIBILITY of the CAR-PAC TEAM to turn each opportunity into a WIN. Focused on service, we create insurance solutions one dealer at a time. Your client’s insurance program should be as unique as they are; single location, single franchise to multi brand, multi state. We have the ability to create a Winning Program designed to meet your dealer’s needs.

• Designed exclusively for Franchised New Auto, Truck, RV and Equipment Dealers
• Provides property and casualty coverages normally required by the typical dealer
• Customized Program: Comprehensive and specialty coverages in one package
• Minimum account premium is $25,000
• Underwritten by an A rated insurance company
• Admitted and National: Available in all states except CT, MA, NJ and the 5 boroughs of NYC
• All claims handled by a nationally recognized claims adjusting TPA

Coverages offered:

• Errors & Omissions including Truth in Lending/Leasing, Federal Odometer Statute, Title E&O, Lemon Law or Consumer Complaint, and Insurance Agents E&O
• Broadened Garage Liability including Advertisers and Personal Injury, Products Extension, Fire Legal, Host Liquor, Limited World Wide, Fellow Employee, and Employee Benefits Liability
• Property coverages including Business Income and Inland Marine
• Employee Dishonesty
• Dealers Open Lot and Hail
• Employment Related Practices
• Umbrella Liability
• Pollution and Underground Storage Tank
• Corporate Identity Theft

Beyond Coverage, precision crafted services include:

• Loss Control and Consultative Services
• Claims Management provided by nationally recognized TPA
• Client Focused Service Team
• Monthly Installments

Ineligible Exposures: Boat, ATV and Motorcycle Dealers

Submission Requirements:

1. ACORD Application

2. CAR-PAC Supplemental

3. 4 years currently valued loss runs (current plus 3 prior)

4. Employee List including duties, Driver License Number and DOB, Demo and/or Loaner Agreements