Available exclusively through Willis Programs, the AutoServiceGuardsm (ASG) program is designed to meet the insurance needs of the Auto Service Industry. Founded on the core values of Service, Stability and Innovation, the ASG program has been serving the diverse needs of the automobile service industry for over two decades. ASG provides a simple solution for your client’s complex insurance needs; national in scope, delivering Underwriting Expertise, Claims Service “beyond compare”, and Financial Stability (Admitted Carrier – AM Best Rated A).
Eligibility:
A special insurance program designed exclusively for the auto service related business and concentrates on the specific insurance needs of the “after sale” auto and truck industry.
AutoServiceGuard includes (but is not limited to) the following risk exposures:
- Auto Service Centers
- Auto Body Shops
- Automobile Service Stations
- Car-Wash and Detailing
- Self Service Gas Stations with Mini-Mart
- Tire stores - excluding products coverage for tire recapping
- Trailer repair - boat and/or utility
- Transmission, Muffler and Brake Shops
- Truck repair
- Quick change lube shops
- And Many More – call for details
The program is available in all states except AZ and HI.
(Minimum Account Premium is $5,000)
Ineligible Exposures:
- Auto Sales New or Used
- Boat Repair
- RV, Motorcycle and ATV repair
- Auto Rental and Leasing
- Used Auto Part stores, yards, salvage yards
- Impound storage lots
- Auto valet service
Coverages available include:
- Comprehensive Package Policy including:
- Garage Liability and/or General Liability
- Garage Keepers Insurance
- Property Coverages (Building, Business Personal Property, Business Income/Extra Expense and Stock)
- Gas Pumps and Tanks, Gas in Ground
- Employee Tools
- Employee Dishonesty
- Crime
- Commercial Business Auto Liability and Physical Damage
- Employee Benefit Liability
- Employment Practices Liability
- Umbrella Liability
- Pollution
This is intended as a brief overview of the coverages offered.
To obtain a quotation:
The program is available to independent agents.
Simply send a submission to Willis Programs. The submission must be complete and meet the underwriting guidelines and eligibility criteria. Lead time needed: 30 days.
The submission should include the following:
- ACORD Applications and ASG Supplemental; or ASG Application
- Employment Practices and Pollution Applications
- 4 years currently valued loss runs (current plus 3 prior years)
- Driver Information including Name, Drivers License Number, Date of Birth, Position
AutoServiceGuard New Broker Kit
(includes: Requirements for Quoting, ASG Application, and Disposition of AutoServiceGuard Proposal)