Auto dealers with open lots must contend constantly with several serious exposures, both manmade and natural. Willis Programs offers DealerGuardsm to cover physical damage in the broadest sense. We offer The HailExchangesm Program for dealers who have a history of losses due to hailstorms.

For detailed information, please visit www.dealerguard.com. Below is a brief program summary.

DealerGuard Program

  • Designed for open lot (physical damage) protection for dealers of new and used automobiles, recreational vehicles, motorcycles, trucks, mobile equipment, ATVs, jet skis and antique/classic cars
  • In-house claims handling ensures prompt loss settlement
  • Rapid response for all quotation requests with complete application and prior carrier loss runs - within 24 hours, if necessary
  • Available on a non-admitted basis in AL, CA, GA, HI, ID, KY, LA, NY, TX, VA, WI, WY
  • Available on an admitted basis in AK, AR, AZ, CO, CT, DC, DE, FL, IA, IL, IN, KS, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, UT, VT, WA, WV
  • Not available in NH

Coverages Include:

  • Comprehensive, Collision and False Pretense (theft by fraud)
  • Limits offered up to $50,000,000 per location, $750,000 per vehicle
  • May be written on a stand-alone basis or in conjunction with any of the manufacturer's floor plan insurance programs
  • Premium payable on a monthly self-reporting basis subject to a $400 monthly minimum

The HailExchange Program

  • Designed for new and used automobile dealers located in hail-prone geographical areas
  • Monoline auto physical damage insuring against the single peril of hail
  • Flexible deductibles starting as low as $3,500 per occurrence
  • May be written on a stand-alone basis or in conjunction with any of the manufacturer's floor plan insurance programs
  • $1,000 minimum premium per policy
  • In-house claims handling ensures prompt loss settlement
  • Rapid response to all quotation requests with complete application and prior carrier loss runs - within 24 hours, if necessary
  • Available on an admitted basis in AL, AR, AZ, CO, IA. IL, KS, LA, MN, MO, MS, MT, ND, NE, OK, SD, TX, WI and WY

Willis In History

Did you know Willis was the broker for the first “project finance” coal fired power project to be constructed in China?